The Gate Gourmet pension scheme grants beneficiaries and third parties fixed-rate mortgages on residential buildings and owner-occupied flats for their own use in Switzerland that are occupied throughout the year , basically in the 1st rank.

Any of our insurees not yet drawing a PGG pension have basically the possibility to, either use part of the old-age savings to finance property if it is for the yearlong own use, or to grant a guarantee (pledge). Concerning these matters, there are defined guidelines which have to be met.

Hence, old-age savings can be applied for encouragement of home ownership in either of the following two ways:

(1) The advance withdrawal is recommended if you wish to pay part of the purchase price or debt (financing).

(2) The pledge is chosen if the aim is to provide an additional security to the creditor providing your mortgage loan.